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Navy Federal Credit Union

Business Loans

Helping Your Business Thrive
Today, Tomorrow and Beyond.

Navy Federal offers a wide variety of loans, as well as great Business Service advisors who can help you make the best choice for your business.

Products for Existing Business Members

Existing Business Members can now apply online for a combined total of $50,000 for the following products:

  • Term Loans
  • Vehicle Loans* (limited to passenger vehicle, van, minivan or SUV)
  • Business Credit Cards
  • Business Checking Line of Credit (CLOC) - up to a maximum of $15,000

Example for a total of $50,000 application includes $25,000 term loan, $15,000 credit card and $10,000 CLOC

Product Application Amount
Term Loan for Business $25,000
Business Credit Card $15,000
Business Checking Line of Credit $10,000

*When applying for a vehicle loan, you must include a purchase order, bill of sale or invoice with your application.


How to Apply

In order to apply, follow the simple process below:

  1. Print the application form.
  2. Complete and submit your application along with any applicable documents via our Business Loan Application Submission Link. Please note applications will only be accepted with handwritten initials and signatures.

If you have any questions, you can call Business Services at 1-877-418-1462, 8 am to 5 pm, ET, Monday through Friday.

Browse Our Business Loans

Secured & Unsecured Term Loans
Your business has room to grow, and Navy Federal has term loans to fit your financial needs.
  • Inventory financing
  • Equipment purchases
  • Leasehold improvements
  • SBA loans for startup and/or less-tenured businesses
  • No prepayment penalties
Commercial Vehicle Loans
Get your business rolling in the right direction with a commercial vehicle loan from Navy Federal.
  • Competitive rates
  • Up to 100% financing on qualified vehicles
  • Vehicles can be titled in the business' name
  • No prepayment penalties
Business Lines of Credit
Let us help you with your short-term financial needs.
  • Overdraft protection for your business checking
  • Bridge gaps between accounts receivable and accounts payable
Commercial Real Estate Loans
Navy Federal can help you be your own landlord.
  • Commercial-use properties of all types
  • Variety of repayment terms
  • No prepayment penalties
Investment Property Loans
Reap the rewards of an investment property loan from
Navy Federal.
  • Low interest rates
  • Variety of repayment terms
  • Standard mortgage practices applied
  • No prepayment penalties
  • Property titled in individual name

Benefits of a Navy Federal Business Membership

Since the beginning, we've been with our members every step of the way.

  • Access to small business professionals
  • Online and Mobile Banking with free Bill Pay*
  • A choice of business checking accounts to suit your business needs
  • Competitive business credit offerings
  • Merchant card processing solutions

*Message and data rates may apply. Terms and Conditions are available.

  • Mortgages5/5 ARM as low as+
  • Auto Loansas low as+
  • Certificatesas high as
  • Checkingas high as
  • Credit Cardsas low as++
  • More Rates